Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer, member FINRA / SIPC. Insurance products are offered through LPL or its licensed affiliates. UMASS Five College Credit Union and UMASS Five Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using UMASS Five Wealth Management and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, UMASS Five College Credit Union or UMASS Five Wealth Management Services. Securities and insurance offered through LPL or its affiliates are:

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The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.