Securities and advisory services offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (Member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Scott Credit Union and SCU Retirement & Investment Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using SCU Retirement & Investment Services and may also be employees of Scott Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Scott Credit Union or SCU Retirement & Investment Services. Securities and insurance offered through LPL or its affiliates are: