Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. University Bank and University Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using University Investment Services, and may also be employees of University Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, University Bank or University Investment Services. Securities and insurance offered through LPL or its affiliates are: