Chris Gibardi is a financial advisor with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. United Teletech FCU and United Teletech Financial Investment and Retirement Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using United Teletech Financial Investment and Retirement Services and may also be employees of United Teletech FCU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, United Teletech FCU or United Teletech Financial Investment and Retirement Services.