Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC). Insurance products may be
offered through LPL or other licensed insurance agencies. Ardent Credit Union and Ardent Investment and Retirement Solutions are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Ardent Investment and Retirement Solutions, and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Ardent Credit Union or Ardent Investment and Retirement Solutions. Securities and insurance
products are:
- Not Insured by NCUA or Any Other Government Agency
- Not Credit Union Guaranteed
- Not Credit Union Deposits or Obligations
- May Lose Value
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL
Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution
for these referrals. This creates an incentive for the Financial Institution to make these referrals,
resulting in a conflict of interest. The Financial Institution is not a current client of LPL for
brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.