Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer, member FINRA/SIPC. Insurance products are offered through LPL or its licensed affiliates. Vermont Federal Credit Union and Vermont Federal Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Vermont Federal Investment Services and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Vermont Federal Credit Union or Vermont Federal Investment Services . Securities and insurance offered through LPL or its affiliates are: