Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. MEMBERs Financial Services and the credit union are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Members Financial Services and may also be employees of the credit union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates, which are separate entities from, and not affiliates of the credit union. Securities and insurance offered through LPL or its affiliates are: