Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First International Bank & Trust and Skyward Financial, LLC are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Skyward Financial, LLC and may also be employees of First International Bank & Trust. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First International Bank & Trust or Skyward Financial, LLC. Securities and insurance offered through LPL or its affiliates are: